Get the warmth you need today—pay over time with Shop Pay Installments.
Why Choose Our Financing?
At Fire Pit Surplus, we understand that investing in a high-quality fire pit or wood stove can be a big decision. That’s why we offer flexible financing options that let you enjoy your new fire pit now and pay over time. Whether you're enhancing your outdoor space or adding warmth to your home, we've made it easy to bring your vision to life.
Benefits of Shop Pay Installments:
- Choose between bi-weekly or monthly payment plans
- No impact on your credit score for bi-weekly payments
- Pay off your balance early without any penalties
- No late fees or hidden charges
How It Works:
1. Choose Your Product: Browse our collection of premium fire pits and wood stoves.
2. Add to Cart and Select Shop Pay at Checkout: Choose “Shop Pay Installments” during checkout.
3. Pick Your Payment Plan:
- For purchases between $50 to $999, pay in 4 interest-free bi-weekly installments.
- For purchases between $150 to $20,000, select monthly payment plans of 3, 6, or 12 months with rates from 0-36% APR.
4. Get Your Products Now, Pay Later: Enjoy your purchase while paying over time.
Payment Plan Details
Pay in 4 for Purchases $50 to $999
- Split your payment into four equal, interest-free payments every two weeks.
- No impact on your credit score, and no added interest or fees.
Monthly Payments for Purchases $150 to $20,000
- Choose 3, 6, or 12-month terms.
- Rates range from 0-36% APR depending on eligibility.
- Your credit score won’t be affected when you apply, but monthly payments may be reported to a credit bureau.
Eligibility Requirements
To use Shop Pay Installments, you must:
- Be 18 years or older
- Reside in the U.S. and pay in USD
- Have a U.S. shipping address
No Fees, No Penalties
- Interest-free: No interest or extra charges for bi-weekly payments.
- No late fees: You won’t be charged any penalties for late payments, but missing payments may affect future eligibility.
- No prepayment penalties: Pay off your balance anytime without any fees.
Start Financing Today!
Ready to enhance your home or backyard with one of our fire pits or wood stoves? Apply for Shop Pay Installments at checkout and get approved in minutes.